Terms & Conditions

Effective Date: May 6, 2024

Last Updated: March 20, 2026 | Version 1.2

Please read these Terms and Conditions carefully before using the services offered by Blackbelt Business Strategies ("Company," "we," "us," or "our"). By accessing our website, submitting a contact form, or providing your phone number, you agree to be bound by these Terms. If you do not agree, please do not use our services.

Introduction

Welcome to Blackbelt Business Strategies! By using our website and/or using the services that are provided, you acknowledge that you have read, understood, and agree to be bound by our Terms and Conditions. These Terms and Conditions unconditionally extend and apply to all related applications, internet service, or website extensions. If you are not in agreement with all of these Terms and Conditions, you are prohibited from using this Website, and you may discontinue use immediately.

Acceptance of Terms

By visiting our website, submitting any form, or providing your contact information — including your mobile phone number — you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. These Terms apply to all visitors, users, leads, clients, and others who access or use our services.

SMS Text Messaging & A2P Communications

Business Identity

Blackbelt Business Strategies provides credit optimization, business funding strategy, and financial coaching services, located at 9550 Warner Ave. Ste #300, Fountain Valley, CA 92708. By providing your mobile phone number and checking the applicable consent checkbox(es) on our opt-in form, you provide express written consent to receive text messages from Blackbelt Business Strategies at the number provided.

Separate Consent for Marketing vs. Non-Marketing Messages

Consent checkboxes are never pre-selected — you must take affirmative action to opt in. Two separate consent options are presented on our forms:

• Non-marketing messages: "I consent to receive non-marketing text messages from Blackbelt Business Strategies about appointment reminders, account updates, scheduling confirmations, and responses to your inquiries. Message frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out."
• Marketing messages: "I consent to receive marketing text messages about special offers, discounts, and service updates from Blackbelt Business Strategies at the phone number provided. Message frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out."

You may opt into one, both, or neither. Consent to receive SMS messages is NOT a condition of purchase of any goods or services.

Message Frequency

Message frequency varies depending on your interaction with our services and the type of consent provided.

Fees

Message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Opt-Out Instructions

Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages.

Mobile Information Sharing

Our SMS program operates in compliance with the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, applicable CTIA guidelines, and A2P 10DLC registration requirements enforced by U.S. mobile carriers.

Agreement to Terms and Conditions

Blackbelt Business Strategies Terms and Conditions contained in this Agreement shall govern your use of this Website and all its content. These Terms outline the rules and regulations guiding the use of Blackbelt Business Strategies located at https://www.blackbeltbs.com/. All materials, information, documents, services, or other content that appear on the Blackbelt Business Strategies Website are subject to these Terms and Conditions.

Description of Services

Blackbelt Business Strategies provides business consulting, coaching, credit optimization, funding strategy development, and related educational services to entrepreneurs and small business owners. Our services may be delivered via in-person sessions, video calls, online courses, webinars, email, and SMS communications.

The content of this Website is not intended for use or distribution to any person or entity in any jurisdiction or country where such use would be contrary to applicable laws and regulations. The Website is intended for users who are at least 18 years of age. If you are under the age of 18, you cannot use or register to use this Website or its services without parental permission or consent.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.

User Responsibilities & Acceptable Use

By using our services, you agree to:

• Provide accurate and complete information when submitting forms or opting into communications
• Ensure that the mobile number you provide belongs to you and you are authorized to receive messages at that number
• Use our services only for lawful purposes and only for the purposes for which Blackbelt Business Strategies makes the Website and its services available
• Not misuse, copy, or redistribute any content, strategies, or materials we provide without written permission
• Promptly notify us if your contact information changes

Intellectual Property Rights

All content on this website — including text, graphics, logos, course materials, frameworks, and strategies — is the exclusive property of Blackbelt Business Strategies and is protected by applicable copyright and intellectual property laws. You are granted a limited license, subject to the restrictions in these Terms, for purposes of viewing this Website's content only.

You may not do any of the following without our express written consent:

• Republish any Blackbelt Business Strategies content in any media
• Reproduce, duplicate, or copy any Blackbelt Business Strategies content
• Sell, rent, sublicense, or otherwise commercialize any content
• Publicly perform or display any Blackbelt Business Strategies content
• Use this Website in a manner that is damaging or impacts user access
• Conduct data mining or any similar activity concerning this Website
• Use this Website to engage in any form of unauthorized advertising or marketing

Specific areas of this Website may be restricted from user access at any time at our sole discretion. Any user identification, security key, or password you have on this Website is confidential and you are responsible for maintaining that confidentiality.

License

Unless otherwise stated, Blackbelt Business Strategies and/or its licensors own the intellectual property rights for all content on this Website. All intellectual property rights are reserved. You may access Website content for your personal use subject to the restrictions set in these Terms and Conditions.

Cookies

Blackbelt Business Strategies employs the use of cookies. By accessing our Website, you agree to the use of cookies in accordance with our Privacy Policy. Our interactive Website uses cookies to retrieve user information for each visit. Some of our affiliate partners may also use cookies.

Linking and Hyperlinking Rights

We reserve the right to request that you remove any links redirecting to our Website, and you agree to immediately remove such links upon request. We may amend the terms of these linking rights at any time. By continuously linking to our Website, you agree to be bound by this linking policy.

Organizations such as search engines, government agencies, news organizations, and online directories may link to our Website without prior written approval. Other organizations wishing to link to our content must contact us for further information.

Link to Third-Party Content

This Website may contain links to websites or applications operated by third parties. Blackbelt Business Strategies does not control any such third-party websites and is not responsible for their availability or content. You agree that you access third-party sites at your own risk.

User Content

"User Content" shall mean any audio, video, text, images, or other material or content you choose to display on this Website. By displaying User Content, you grant Blackbelt Business Strategies a non-exclusive, worldwide, irrevocable, royalty-free, sub-licensable license to use, reproduce, adapt, publish, translate, and distribute it in any media. User Content must be your own and must not infringe on any third party's rights.

You warrant and represent that:

• You are entitled to upload or publicize content on our Website and have the necessary legal capacity or consent to do so
• Your content does not infringe any intellectual property right
• Your content is true, accurate, current, and complete
• Your content does not contain libelous, defamatory, offensive, immoral, or otherwise illegal material
• The content will not be used to solicit or promote unlawful activity

Privacy & Data Use

We collect your name, email address, phone number, and other contact details when you interact with our website or opt into our communications. This information is used to:

• Deliver the services you have requested
• Send SMS messages and email communications you have consented to receive
• Improve our services and personalize your experience
• Perform analytics and support communication
• Comply with legal obligations

Certain non-identifying data such as IP address, browser type, session activity, and usage time may be stored for security and analytics. We do not sell, rent, or share your personal information with third parties for their own marketing purposes. Personal information will be stored securely and used strictly in line with our Privacy Policy.

If you have any questions regarding privacy, please read our Privacy Policy at https://www.blackbeltbs.com/privacy-policy. Our Privacy Policy is incorporated herein by reference.

Disclaimer of Warranties

Our services and content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Blackbelt Business Strategies does not guarantee specific business results, revenue growth, or outcomes from the use of our strategies or consulting services. Individual results will vary based on effort, market conditions, prior experience, and other factors beyond our control.

Limitation of Liability

To the fullest extent permitted by law, Blackbelt Business Strategies, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, data, or goodwill. Our total liability for any claim relating to our services shall not exceed the amount you paid to us in the three (3) months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Blackbelt Business Strategies and its affiliates from any claims, damages, losses, or legal fees resulting from your use of this Website or breach of these Terms.

Termination

We may suspend or terminate your access to this Website at our discretion, for any reason, including violation of these Terms. You may also terminate your use by contacting us at info@blackbeltbs.com.

General Provisions

• Language: All correspondence shall be in English.
• Governing Law: These Terms are governed by the laws of the State of California.
• Jurisdiction: You consent to the courts located in Orange County, California for any disputes.
• Severability: If any provision is held invalid, the rest shall remain in effect.
• Variation: We may update these Terms at any time without notice.
• Assignment: We may assign or transfer rights and obligations.
• Waiver: Failure to enforce any term shall not be a waiver of that term.
• Entire Agreement: These Terms, along with our Privacy Policy, represent the entire agreement between us.

Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes your acceptance of the new Terms. We encourage you to review this page periodically to stay informed of any updates.

Contact Us

By using our website or opting into any communication channel, you acknowledge that you have read and agree to these Terms and Conditions.